We understand how important it is to keep your company running efficiently and productively. Our experienced team of agents with years of industry knowledge and expertise work closely with the insurance companies to provide you with a comprehensive range of business insurance products and services designed to protect your company and its employees.
Required by law, Workers’ Compensation Insurance provides coverage to the employer for injuries sustained by their employees during work related injuries. This coverage compensates the employee for lost income and all medical expenses. Workers’ Compensation coverage includes two types of protection:
- Workers’ Compensation portion of the policy pays for claims made by employees.
- Optional Broad Form Coverage purchased separately also protects companies from being sued by employees for the workplace conditions that caused such an injury or illness.
Given the mandatory nature of Workers’ Compensation coverage and the potential expense involved, the cost of Workers’ Compensation insurance is a considerable concern for many business owners. Not to worry. We work with premium finance companies to help meet the needs of businesses of all sizes.